Medicare In The 96 Elections

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Term Paper Title	Medicare In The 96 Elections
# of Words	1523
# of Pages (250 words per page double spaced)	6.09

Medicare in the '96 Elections

Medicare in the '96 Elections

        Among the many differences between President Bill Clinton (Democrat) and
Presidential Candidate Bob Dole (Republican), lays a common debate topic,
Healthcare.  The issue is the fact that funding in Medicare's budget will not
last but another four years.  Both Republicans and Democrats have ideas on how
this budget should be reformed, but the two have not yet come to a median
resolution.  In the beginning of the Presidential campaign Medicare was a hot
topic.  It will be shown that as Election Day drew nearer Republicans were
forced to attack President Clinton's policy because they had no substantial plan
of their own.
        Prior to 1965, payment for a particular medical service was paid for
either directly by the recipient of the care or by the recipient's insurance
company.  Usually to get full coverage or even coverage with a low premium the
rates are outrageous.  For this reason many poor, elderly and severely disabled
Americans were unable to receive proper medical treatment.  Then, in 1965,
Lyndon B. Johnson proposed one of his Great Society programs, Medicare.
Medicare would allow those who were severely disabled, elderly or poor to
receive quality medical treatment without worrying about the cost .  This
government funded program would subsidize the service of physicians, inpatient
hospital care and some limited home care.  The money would come from that money
set aside for Social Security.  Medicare, along with its sister program,
Medicaid, allow broad access to physician and hospital care to all disabled
Social Security recipients, most all elderly and some of the poor.
        Medicare has two parts, A and B.  Part A, which covers all enrollees,
covers hospital costs only.  Part B, also known as Supplementary Medical
Insurance (SMI), is an optional plan for which a premium is charged.  The SMI
plan covers 80 percent of office visits, preventive medicine, surgery and
diagnostic specialties (x-rays, etc.).  What Medicare does not cover include:
hospital stays over 60 days,  extended nursing-home care, or the cost of lengthy
illnesses.  In the cases where Medicare will not cover costs, recipients usually
use secondary retirement programs either from pension plans or retirement
programs such as AARP (American Association for Retired People).  Those who do
not have such plans, are forced to drain their assets until they qualify for the
sister program Medicaid.
        Medicaid i...

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